Compensation & Benefits

Superior Compensation

All physicians that join CEP America are Partners from day one. Our system of shared ownership returns the maximum amount of income to physicians based on site performance. Our mechanism for compensation is transparent and available to all Partners. We maintain complete control over governance, operations, and internal finances with no outside owners or investors. This means that we are debt free and finance our growth internally.

Our Partnership’s size, efficiency, and structure leads to very competitive income, which is consistently top ranked in industry averages quoted in published surveys.


All CEP America Partners are eligible to receive and participate in a comprehensive benefits package that includes:
  • Retirement (401k) and health plans
  • Life and disability insurance
  • Student Loan Repayment - federal, private, undergraduate, and medical school loans are eligible for a discounted refinancing option for high-interest loans, lowering your overall monthly payments. 
  • Risk management and professional liability insurance
  • Web-based and annual CME sponsored courses (sufficient to maintain all requirements)

Bonus Distribution

In addition to regular compensation, CEP America distributes the Net Income of the Partnership to its Partners at the end of each calendar year.
“This is your Partnership, you get a direct vote, we have a Board of Directors, and there is no outside investor where you have to tie some of your money. Basically all of the money that the Board of Directors decides not to invest, in terms of improving the practice, comes back to the doctors at the end of the day.”

Ted Kloth, MD
Chief Business Officer

Incentive Program

CEP America offers incentive plan options for qualifying physicians making a full time commitment to one of our priority locations for 3 or more years. The incentive program options may include a combination of a signing bonus and accelerated advancement within the Partnership.

CEP America Loan Program

CEP America offers a robust loan program to assist Partners with financial hardships. These loans include:
  • New Hire Bridge Loan – new physicians may qualify for an interest-free loan upon joining the Partnership. The Partner may defray some of the upfront costs associated with starting their careers, such as: transitioning from residency, relocating, and applying for medical staff privileges or licensing.
  • Maternity/Paternity Loan – an interest-free loan to assist Partners during their leave following the birth or adoption of a child.


Partners achieving Senior Partner status, generally after 10 years of full time service as a Partner, are eligible for the sabbatical program.  Partners receive a generous stipend and enjoy time away from their clinical practice to rest, rejuvenate, or pursue other interests.  This benefit is offered every 5 years.

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